Complete
Credit Repair Services
Every negative item on your report is a target. We go bureau by bureau, item by item, until your profile is clean and your score is where it needs to be.
Free Credit Analysis
We pull all three bureau reports and walk through every negative item with you - verbally identifying what's disputable and what strategy makes sense. You never spend a dollar until you decide to move forward.
No cost · No obligation · No pressureStrategic Dispute Filing
Not templates. Custom dispute letters built around FCRA violations, data accuracy errors, and procedural missteps. Every letter is tailored to your specific file.
All 3 bureaus simultaneouslyCollection Deletion
Collections are the biggest score killers. We challenge debt validation, reporting accuracy, and compliance at every level, including going directly to the creditor when we need to.
Pay-for-delete · Goodwill lettersLate Payment Disputes
A single late payment can drop your score 60 to 110 points. We dispute inaccurate lates with precise documentation and escalate when the bureaus push back.
FCRA Section 611 disputesInquiry Removal
Unauthorized hard pulls on your report are illegal. We identify every inquiry you didn't authorize and dispute them aggressively across all three bureaus.
Unauthorized hard pulls onlyCredit Building Roadmap
Deletion is step one. We also give you a personalized roadmap to 760+, including which cards to open, what utilization to keep, and when to apply for new credit.
Included with every plan