Pricing
One Simple Plan.
No Advance Fees. 90-Day Guarantee.
We comply with the federal Credit Repair Organizations Act (CROA). You never pay before work is performed. Phase 1 is a one-time fee billed after your Credit Audit is delivered. Phase 2 is billed monthly after each month of service. 90-day money-back guarantee. Cancel anytime.
90-Day Guarantee
BSG Credit Repair
One plan. Built for Texas families.
$119 + $119/mo
Phase 1 billed on Credit Audit delivery · Phase 2 billed at end of each 30-day cycle
- Phase 1 ($119 one-time): Tri-merge Credit Audit. Line-by-line analysis of every negative item on your file.
- Phase 2 ($119/mo): Monthly dispute correspondence to all 3 bureaus (FCRA § 611)
- Monthly tri-merge review via Credit Hero Score
- Client consultation via email or portal
- 180-day initial term, auto-renews, opt out anytime
- 180-day total: $833 if you stay the full term
- 90-day money-back guarantee. Read the full terms →
- Phase 1 ($119 one-time): Tri-merge Credit Audit. Detailed analysis of every negative item on your file.
- Phase 2 ($119/mo): Monthly dispute correspondence to all 3 bureaus (FCRA § 611)
- Monthly tri-merge review via Credit Hero Score
- Client consultation via email or portal
- 180-day initial term, auto-renews, opt out anytime
- 180-day total: $833 if you stay the full term
- 90-day money-back guarantee. If we cannot remove any derogatory items within 90 days, we refund every dollar you paid to BSG. Read full terms →