We start with a free, no-obligation credit analysis. If you decide to move forward, we build a custom Credit Audit & Action Plan for your file - then execute monthly disputes across all three bureaus. You never pay until work is delivered.
Every negative item on your report is a target. We go bureau by bureau, item by item, working to address every disputable item on your report.
We pull all three bureau reports and walk through every negative item with you - verbally identifying what's disputable and what strategy makes sense. You never spend a dollar until you decide to move forward.
No cost · No obligation · No pressureNot templates. Custom dispute letters built around FCRA violations, data accuracy errors, and procedural missteps. Every letter is tailored to your specific file.
All 3 bureaus simultaneouslyCollections are the biggest score killers. We challenge debt validation, reporting accuracy, and compliance at every level, including going directly to the creditor when we need to.
Pay-for-delete · Goodwill lettersA single late payment can drop your score 60 to 110 points. We dispute inaccurate lates with precise documentation and escalate when the bureaus push back.
FCRA Section 611 disputesHard inquiries you didn't authorize can be disputed under FCRA. We identify every questionable inquiry and challenge them across all three bureaus.
Unauthorized hard pulls onlyDeletion is step one. We also give you a personalized credit-building roadmap, including which cards to open, what utilization to keep, and when to apply for new credit.
Included with every planI spent the last 5+ years working in auto finance at a Dallas dealership - sitting across the desk from real people getting denied, overcharged, or stuck with brutal interest rates because of what their credit report said about them.
I've seen credit from the lender's side. I know exactly what underwriters look at, what actually moves the needle on approval, and what banks want to see on a tradeline before they'll say yes. That's the edge I bring to every client file.
I started BSG Credit Solutions because I was tired of watching good people pay the "bad credit tax" - the thousands of extra dollars in interest, the denials, the missed opportunities. I built this for my family. I built it to help yours. This isn't a side hustle for me. This is legacy work.
Every dispute is custom-built. Generic letters don't move scores.
You see every letter, every response, every deletion. No black boxes.
Repair is step one. The goal is positioning you to actually build.
We never charge you before work is done. Our CROA-compliant process means you see results before you pay - period. Here's how it works, step by step.
Most credit repair companies charge upfront and disappear. Federal law (CROA) prohibits advance fees for credit repair. We built our entire model around compliance and trust - you don't pay until we deliver.
We pull all three bureau reports and walk through every negative item with you. You get a verbal breakdown of what's hurting your score and what we can target. No obligation, no pressure, no charge.
If you decide to move forward, you sign our CROA-compliant service agreement. You have a full 3-business-day cancellation window before any work begins. Complete transparency from day one.
After the cancellation window, we build your custom Credit Audit & Action Plan - a detailed written strategy covering every disputable item, FCRA violations found, and your prioritized dispute sequence. You're billed only after it's delivered to you.
Custom disputes go out to all three bureaus simultaneously. Each round is tailored to your file - no templates. We track every response, escalate when bureaus stall, and contact creditors directly when needed. Monthly billing in arrears (you pay after the month of service, not before).
Bureau investigations take 30 to 45 days. We analyze every result, file follow-up disputes, and deliver your personalized score rebuild roadmap. Cancel anytime - no contracts, no penalties.
These are examples of the types of outcomes professional credit repair can deliver. Every situation is different, and your results depend on your unique credit profile.
Removing inaccurate items and rebuilding a score from the 500s to 700+ can turn a denial into an approval.
A higher credit score can mean the difference between 19% APR and under 4%. That's thousands saved per year on your car payment alone.
Cleaning up your report can open the door to high-limit cards from Amex, Chase, and other top issuers.
A strong personal score is the foundation for business credit. Repair opens the door to credit lines, SBA loans, and more.
Many insurance companies use credit-based scores to set rates. A cleaner report can mean lower premiums on auto and home insurance.
Landlords pull credit. Removing collections and negative marks can help you get approved for the place you actually want, without needing a co-signer.
Understanding your report gives you leverage. We help identify items that can be settled, deleted, or negotiated down so you keep more of your money.
Credit is the foundation of wealth. Better scores mean better rates, more opportunities, and thousands saved over a lifetime on mortgages, loans, and credit.
*Results vary based on individual credit profiles. No specific outcome is guaranteed. These figures represent industry ranges, not a guarantee of performance by BSG Credit Solutions.
Every dispute is custom-built for your file. No templates, no cookie-cutter letters. We study your reports, find every angle, and attack each item strategically. That's the only way it actually works.
You'll never wonder where things stand. We show you every letter we send, every response we receive, and every deletion we earn. Full transparency from day one. No surprises, no runaround.
We don't just delete negatives and disappear. Once your file is clean, we hand you a personalized credit-building roadmap. Which accounts to open, what utilization to keep, and how to build real wealth through credit.
A no-fluff breakdown from the lender's side of the desk. The exact issues I see sinking scores every day in auto finance - and what to do this week to start fixing them.
No spam. No 47-email sequence. One guide, your inbox stays clean.
We comply with the federal Credit Repair Organizations Act (CROA). You never pay before work is performed. Phase 1 is a one-time fee billed after your Action Plan is delivered. Phase 2 is billed monthly in arrears. No contracts. Cancel anytime.
We get it. The credit repair space has a lot of scammers who make big promises and disappear. That's not how we operate. We show you every letter we send, every response we get, and every deletion we earn. No surprises.
Talk to a Specialist →Your credit score affects your mortgage rate, your car payment, your business funding, your insurance. It touches everything. Start with a free credit analysis - no commitment, no upfront fees, no pressure. You only pay after work is delivered.
295 E Renfro St, Suite 300
Burleson, TX 76028
Serving clients nationwide
Mon–Fri 9am–6pm CT
Email preferred
Within 24 hours
Usually same day
BSG Credit Solutions is a division of Bender Strategic Group LLC, a Texas-based holding company. We operate in full compliance with the Credit Repair Organizations Act (CROA) and Texas Finance Code Chapter 393. No fees are collected before services are performed.